Meet the Team

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Pamela Kruger

Owner, Financial Consultant


For over 25 years, I've proudly and diligently served my clients in Ohio and Florida, beginning my career in the insurance industry before launching Kruger Consulting, Inc. in 2001. My journey has allowed me to develop lasting relationships with clients, some of whom I've had the privilege of serving for over 20 years. Through life's many changes - marriage, kids, divorce, retirement, medical/assisted living situations, and inheritance - I've been there, helping my clients navigate through it all. Life can indeed be messy, but I believe in always being prepared and having a second plan, just in case.

As an independent, fiduciary Investment Advisor Representative and Insurance Representative, my focus is on a personalized, comprehensive approach to financial planning. I assist my clients in uncovering their life goals and designing the best financial, investment, and legacy strategies to ensure their dream retirement. My passion lies in watching my clients and their families thrive and grow through the generations, living their best lives. The reward of seeing my clients feel comfortable, relaxed, and in control of their finances, enabling them to enjoy their lives, is truly fulfilling. This career has also offered me incredible flexibility, allowing me to balance my own personal life and family.

I am a Registered Representative and Investment Advisor for J.W. Cole Financial, Inc., a member of FINRA/SIPC, located in Tampa, Florida. I hold Series 6, 63, and 65 Securities Registration along with Life, Health, Variable Annuities, and Property/Casualty state licenses. Continued education has always been one of my priorities. One of my proudest business achievements was graduating from the Goldman Sachs 10k Small Business class in December 2019.

In 2021, I joined forces with Cornerstone Asset Management to offer fee-based money management services. I have worked with George Anastaskis, principal owner, for over 20 years and while we still maintain our independence, we have partnered to bring all of our expertise together for the benefit of our clients. This partnership allows me to provide my clients with highly diversified, actively managed investing options, whether they're seeking conservative or growth performance.

Series 6, 63, and 65 Securities
LUTCF designation (Life Underwriter Training Council)

Sue Bigley

Client Support Manager


Sue joined Kruger Consulting in February 2017. She has over 30 years experience in the banking industry. Sue started her investment career at Bank One in 1998 as a Financial Advisor and transitioned over to Citizens Investment Securities in 2008 to 2017 as a Financial Consultant. She is a Registered Representative in the states Ohio and Florida for J.W. Cole Financial, Inc., and currently holds a Series 6, Series 7 & 63 Securities Registration along with Life, Health, and Variable Annuity State Licenses. Sue's career has been based on developing and deepening her relationships with her clients and their families by providing them a personalized, caring service. Sue resides in Macedonia with her husband John and their Labrador retriever. 

Judith M. Metzler

Registered Paralegal


Judie is a Registered Paralegal through the National Federation of Paralegal Associates and maintains a Paralegal Membership with the Ohio State Bar Association – Member No. 29248. She began her career at a local law firm in 1975 and ventured out in 1985 when she founded Executive Legal Services to offer independent paralegal services to local attorneys. Judie specializes in the areas of estate planning, probate and estate administration, and trust administration. Judie attended Meyers University in Cleveland, Ohio. Judie was commissioned as Notary Public for the State of Ohio in 1974. Judie is Past President and Treasurer of the Rotary Club of Garfield Heights. Judie was featured in a Legal Affairs article published in the Crain's Cleveland Business issue dated August 17, 2005. Judie is active in various community volunteer organizations and charity organizations. Judie enjoys golfing, being outdoors, and spending time with her family.

*Not affiliated with JW Cole Financial, Inc. or JW Cole Advisors, Inc.


Effie Trihas

Certified Public Accountant (CPA)


Effie has over 25 years of tax and business advisory experience. She offers tax advisory, planning, and preparation services to individuals as well as small, privately-held companies. Effie has provided consultation on complex accounting and tax-related issues for individuals and business entities in a variety of industries including manufacturing and distribution, construction, and not-for-profit.

*Not affiliated with JW Cole Financial, Inc. or JW Cole Advisors, Inc.